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A-Z In Mortgage Financing Training Workshop

July 15 @ 8:30 am - July 16 @ 4:00 pm

Financing via a mortgage loan is considered to be one of the more secure avenues of retail lending from the lender’s perspective. The following topics will be covered in detail over two (2) days.

Day 1: Banking Perspective

This Banking Perspective Mortgage Training Workshop segment is specifically tailored to Credit Officers and other related Customer Service Officers in the Financial Services Sector who on a daily basis interact with clients requiring mortgage services.

Topics

  • Types / Purposes of Mortgages.
  • Required Documentation for Processing Mortgage Applications.
  • Qualifying Requirements and Credit Risk Considerations.
  • Post Loan Administration and Delinquency Management.
  • Special Consideration – Staff Mortgage Lending
  • Case Study Exercise and Discussion.

Day 2: Legal Framework for Property & Mortgage Financing

This workshop segment, titled “The A-Z Legal Framework,” prepares participants to actively engage in understanding the legal implications of obtaining mortgage financing.

This program aims to assist banks, their officers, and customers in avoiding common pitfalls associated with these types of transactions. Topics will focus on the following areas:

    • Agreements for Sale

      • Deposit, Stakeholder, 90 Days

    • The Legal Framework for Purchase/Mortgage Transactions

      • Two existing systems of registration (Old Law / RPO)
      • Root of title searches / Certificates of Title / Judgments
      • Lis0endens / Joint Tenancy vs. Tenancy in Common
      • Tenure – Freehold vs. Leasehold / Town and Country Planning Approvals

    • Fees and Stamp Duty

    • Deeds of Transfer / Assignment – “The Switch Mortgage”

    • and more..

Day 2: Valuer / Surveyor Perspective

Understanding a property valuation report is critical for sales, loan, and lending officers. The presentation will cover the following:

  • Explain the necessity of having a valuation.
  • List the documents required when ordering a valuation report.
  • Look at a checklist for ordering a Valuation Report.
  • Examine some of the factors that affect the value of a property and three (3) common approaches used to arrive at an opinion of value.
  • Delve into the information contained in a typical valuation and explain the importance of such information.
  • Explore when a Quantity Surveyor is needed and the role played by the Quantity Surveyor.
  • Demonstrate the difference between Cost and Value.

For more details view the Workshop Outline

Details

Date: 15th & 17th July, 2026
Cost: $3,360.00 plus VAT
CPD Hours: 12
Venue: Level 1 Invader’s Bay, Off Audrey Jeffers Highway, Port of Spain



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Details

  • Start: July 15 @ 8:30 am
  • End: July 16 @ 4:00 pm